Renae Cobb brings over 25+ years of experience in mortgage compliance, risk management, and regulatory oversight. As the former Vice President at leading financial institutions including Flagstar Bank, Community Loan Servicing, and Mr. Cooper, she has built a reputation for principled leadership, strategic problem-solving, and operational excellence.
Her career spans the development and implementation of robust compliance frameworks, audit and exam management systems, and risk mitigation strategies across first, second, and third lines of defense. Renae’s expertise includes regulatory change management, corrective action oversight, business controls development, incident management, reporting analytics, policies and procedures, and regulatory response—delivered with precision and integrity.
Known for her analytical thoroughness and collaborative approach, Renae has led enterprise-wide, project-based initiatives that drive transparency, close compliance gaps, and elevate quality standards. She brings a deep understanding of operations and a forward-thinking mindset to assessing manual processes for automation opportunities, helping organizations streamline workflows and enhance efficiency.
Renae is a trusted advisor to executive teams and a champion of sustainable, ethical servicing practices. Her commitment to innovation, continuous improvement, and client success makes her an invaluable asset to organizations navigating today’s complex regulatory landscape.
Industry: Financial Services
Solutions: Servicing and Specialty Servicing Compliance, Risk Assessment, Business Control Evaluation, Procedure, Workflow, and Process Map Development, Regulatory Change Management, Remediation Management Program Development, Reporting Development, Root Cause Analysis, Project Management, Strategic Communication, Operational Innovation, Automation Strategy
